Aetna — As a health care consumer, you’re paying more of your health care costs and making more of your own care decisions. Those costs can seem out of control, but now health plans, doctors and health care systems are beginning to work together on solutions that will benefit your wallet and your health. Value-based care is emerging as a solution to address rising health care costs, clinical inefficiency and duplication of services, and to make it easier for people to get the care they need.